%A Ranjit K Pattnaik,Jagdish Rattanani %T Bad loans are just the tip of the iceberg %! Bad loans are just the tip of the iceberg %X Eight years and 17 reports later, it is not clear if “pre-emptive” actions have worked to control some of the messes that are all too obvious in the system. One of the key failures remains the rising tide of Non-Performing Assets, or NPAs, which stands out in the latest FSR as one of the deeper (though not the only) risks to financial stability. %U https://www.thebillionpress.org/columns/economy/bad-loans-are-just-tip-iceberg-1266