%A Ranjit K Pattnaik,Jagdish Rattanani %T Why bank lending rates don’t fall %! Why bank lending rates don’t fall %X The RBI has been unable to exert itself on a crucial parameter, even when that crucial parameter impacts the way the RBI reaches its targets. What then does it tell us the about the efficacy with which the RBI meets its other roles like ensuring that the money of the depositors remains safe? %U https://www.thebillionpress.org/columns/economy/why-bank-lending-rates-don-t-fall-1178