@article {article822,
    title       = {The philosophy of financial inclusion},
    author      = {(The late) Dr. N A Mujumdar},
    journal     = {Foundation of The Billion Press},
    date     = 2017-12-01,
    year     = 2017,
    url     = https://www.thebillionpress.org/columns/economy/philosophy-financial-inclusion-822,
  }