@article {article381,
    title       = {The shocking story of NPAs in India},
    author      = {Jagdish Rattanani},
    journal     = {Foundation of The Billion Press},
    date     = 2023-07-26,
    year     = 2023,
    url     = https://www.thebillionpress.org/columns/economy/shocking-story-npas-india-381,
	Abstract 			= {It is not uncommon to hear in banking circles that non-performing assets, or NPAs, are a part of the business of banking. Some loans will go bad, and that is just inherent in the very nature of the business of giving out loans. This is a fair view, except that theory does not always translate to practice in the manner intended, at least not in the Indian banking sector.}
  }