@article {article1069,
    title       = {Lending rates hinge on liquidity position},
    author      = {Usha Thorat},
    journal     = {Foundation of The Billion Press},
    date     = 2016-06-09,
    year     = 2016,
    url     = https://www.thebillionpress.org/columns/economy/lending-rates-hinge-liquidity-position-1069,
	Abstract 			= {Any increase in bank deposits higher than credit growth, any reduction in bank borrowing from RBI on a consistent basis, reduction in government’s cash balances with RBI, and increase in RBI’s holding of government securities and foreign exchange reserves, are all indicators of improving liquidity.}
  }