@article {article1052,
    title       = {Borrowers versus Depositors},
    author      = {Ajit Ranade},
    journal     = {Foundation of The Billion Press},
    date     = 2016-03-21,
    year     = 2016,
    url     = https://www.thebillionpress.org/columns/economy/borrowers-versus-depositors-1052,
	Abstract 			= {A former RBI Governor once said, that the lobby for rate cuts is very strong, but nobody calls for a rate hike on behalf of depositors. Those people who depend on “fixed income products” like bank FD’s, or pension trusts, for their income, are deeply dismayed when rates are cut.}
  }